Have you ever sent a mate a Monzo Request link, only for them to forget it?
Maybe I have stingy friends, but I find it happens a lot, and the thing that I don’t like is having to REMEMBER if person X or person Y has actually paid me back.
Introducing, my fresh new brand-spanking idea… Payment Request Updates!
So the concept is simple. Every time you send someone a payment request link, the Monzo app tracks that you have done so. If the person hasn’t paid you back in X amount of time, you get a notification telling you that you still haven’t received payment. Now you can chase your friends and demand they pay, and if they don’t they are NOT having a go on the new Mario game on Nintendo Switch you just bought yesterday.
I like this idea because it means you can kind-of ‘set and forget’ your payment requests. No need to keep tabs on it. Just send your mate a request and let Monzo remind you if they’ve forgotten to pay you.
Let me know what you guys think!