Impossible to do the same as direct debits, with no prior notification - but not impossible, no.
Most recurring payments are using a continuous payment authority, from the same merchant, around a set date. It would be possible to move funds shortly after payment was taken.
But I guess that specific feature is another discussion, and there are tons of solutions proposed on the thread for that feature.
My point more generally is that updates to Monzo have generally slowed. Monzo Plus was delayed well before COVID, and software development is almost the perfect task for working from home.
I’m glad to have responses, and I can see tons of posts about Monzo Plus in the forum, from volunteers, and those with personal connections… but where is the actual communication from the company?
Since September last year, we’ve had product updates from Monzo about overdraft price changes (a legal requirement), UI and performance improvements, and the ability to hide/re-order pots.