✅ Custom Category Creation

I found it really strange that there isn’t a drinks category too. Mine also goes under entertainment but again it is the main thing that goes into entertainment and makes cinema trips etc indistinguishable.


When buying cigarettes I usually buy other things with it, like a drink or something. Monzo won’t be able to pick up the cigarette costs alone. It usually lumps it with ‘Shopping’ as I buy from Sainsbury’s or Tesco etc.

It might be useful if we could split an expense across different categories, that way we can record our separate expenses from within the same purchase.


Hopefully this can be integrated once they get similar logic for the bill splitting finalized perhaps.

Would work in a similar manner only you’re splitting it with yourself via different categories.

+1 for a drinks categories, like to distinguish my nights out/pints with the boys from my dates with the missus budgets

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Hi whilst I think the existing list of categories of spending is ok I do think some of them are not accurate enough for what I need.

It would be really good if each user had the option to customise their own categories.

I play 5 a side 3 times a week which costs me money and have a monthly gym membership. I’d like to create a fitness category. Not everyone would need this category which is why making some of them customisable would be great and each user would have specific categories that are meaningful to them.

What you think?

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I don’t mean to shoot down your idea (I would also like them), but unfortunately custom categories has already been discussed and for now we have to make do with #tags on transactions.

Edit: I’ve been budgeting for around 3 years now and have actually found less categories improves budgeting.
More categories tends to mean you justify costs to yourself, sometimes with silly categories like Coffee or Netflix. It’s easy to see that you spend less than £20 a month on either of those, but bundle them in to Entertainment and Eating Out and it soon all adds up.

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Personal Care

Also this:


And before you tell me it’s “eating out”… I don’t eat my coffee :wink:


Personal care then :joy:


My son likes eating instant coffee (he’s only 2). We try not to let him but he can get it by himself :frowning:


Cool. I tried weaning my kids on Marmite and curry, I should try coffee as well :wink:

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Custom categories would be great! The personal care category is good but it would be better if you could have a drop down assign things like dental, prescriptions, hair cuts etc

Would love to see the ability to add custom catergories, or just deep-dive catergories like others mentioned. By adding catergory precision, you could keep the plan to add cohort comparison analytics.

I would like a way of generating a PDF based on a custom category. It would make the submission of business expenses really easy for me!

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Yep. Me too.

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As folks said above you can use #tags for this purpose - although it has to be said they don’t do much at the moment. All you can do now is search transactions using the tag (which probably would have worked anyway if you just wrote “Gym” in the notes instead of “#gym”, right?).

I assume the intention is to put more analytics around the tags, e.g. how much spent, and maybe to have them sit alongside the standard Monzo categories within Summary. Then if you could have a toggle switch to say ‘always assign this retailer to this tag’ you would be close to having custom categories

I don’t know if this is the direction though, anyone know?

Seems a bit of a faff compared to adding custom categories. Now you have two different categorisation systems you need to maintain, and need to mix and match between them to try and bodge together some semblance of the functionality you actually need.

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Yeah the interplay between them would be messy, not to mention confusing for the user. I agree it seems kinda over the top

Great idea - would find this really useful.

Yet 5 months later and we still don’t have a simple charity category


In the meantime use #tags?

(I’m sympathetic as it’s tax return time and it’d be super helpful to have an easier way to identify all my charitable giving for the last financial year)