At least they have sent an email to explain it all. That terms change and the change in the app wasn’t enough so it’s good to see an email out.
No idea why they introduced it in the first place. Was it ever worth having your £5 or so cashback go straight into crypto?
I hope Curve got some form of payment from Plutus for promoting them at least.
There absolutely must have been some kind of commercial agreement.
Not if want to be compliant with tax rules. Strictly speaking you should keep a record of the fiat value of every single cryptoback deposit in case you need to work out capital gains tax on disposal of that crypto in the future.
With all the terrible public decisions from Curve I don’t really expect the ones we haven’t seen to be much better.
What’s the deal with Curve. Is it data? I can’t believe they’re not only still going, but keep getting investment.
Astonishing really.
Is it something to do with card charges? So, they get a bigger cut of what charge was paid by the merchant for a card payment than they pass onto the ‘destination’ card provider?
It’s got to be something. I’m astounded that they are not only still going but also get such levels of investment personally.
The app was (and maybe still is?) poor, and I really can’t see what the benefit is here. Especially with Apple/Google pay.
Each time I think well that has to be it, they get more funding.
They must be very good in the boardroom or genuinely must have a valuable proposition.
Just can’t personally understand what it is.
Just noticed that there’s now a Curve credit card. Business users only at the moment.
I’m very new to Curve and I have a question… If I curve a card payment and then choose it to come from my Chase account (whether at the time of payment or after the fact) does that mean I still get the cash back from Chase?
It used to work, haven’t checked myself recently as I don’t use curve (seems to take ages to process payment sometimes at point of sale).
Yes, it does. So you can, for example, put everything on a credit card during the month and then transfer it all to Chase to pick up the cashback.
Why do people do this?
Surely any cashback earned on the credit card is removed when the payment is refunded?
And anything under £100 isn’t eligible for section 75, even if you did £100 shop at Tesco, it’s only relevant on a single item on that list over £100, not the whole shop.
So I don’t get it 
Fair enough, was just curious, as some just put all their spending on credit even when they have the cash.
Yes it works, needed to go my local shop where cashback isn’t supported by monzo.
No idea why it’s at Going Out 
Ahhh I see, this is interesting. I like the idea of being able to assign transactions after the fact.
I get what you mean @Rexx about cashflow management, it’s a clever use of your money.
Awesome! thanks for checking this out!