Criterias overdraft

Hi there,

I was wondering what the criterias for an overdraft are and how long you already need to be in the UK/how long does the account history need to be?!

Thanks a lot,
Romina x

The short answer is that, as customers, we have no idea what criteria Monzo use and that isn’t likely to change I’m afraid.

As above :point_up:

But if you wanted a guide on what you can improve, look at your credit score and follow their recommendations :slight_smile:

Too bad.
But thanks for the fast reply and the tip. :slight_smile:

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You’re unlikely to get one.

Many people with established credit histories who use their account as their main account are refused a facility.

You can check your eligibility here though it will give you a rough indication:

Eligibility Checker

If you have an account you can also check in the app if they’ll give you one.

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