Hi there,
I was wondering what the criterias for an overdraft are and how long you already need to be in the UK/how long does the account history need to be?!
Thanks a lot,
Romina x
Hi there,
I was wondering what the criterias for an overdraft are and how long you already need to be in the UK/how long does the account history need to be?!
Thanks a lot,
Romina x
The short answer is that, as customers, we have no idea what criteria Monzo use and that isn’t likely to change I’m afraid.
As above
But if you wanted a guide on what you can improve, look at your credit score and follow their recommendations
Too bad.
But thanks for the fast reply and the tip.
You’re unlikely to get one.
Many people with established credit histories who use their account as their main account are refused a facility.
You can check your eligibility here though it will give you a rough indication:
If you have an account you can also check in the app if they’ll give you one.
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