Credit card top ups via Apple Pay?


Does anyone know how credit card issuers treat Apple Pay top ups with the prepaid Monzo card? Are they just a regular card transaction or are they counted as a cash withdrawal? Does Apple Pay top up even allow payment by credit card? (Currently rocking an old iPhone 5 whilst I await the arrival of my 7, so unable to test it myself.) Basically I want to know whether I can take advantage of cashback on my card by simply ‘transferring’ the balance to Monzo…

(Ben) #2

Not possible currently. You will need the sort code and account number as well as the long card number to do a cash transfer to your Monzo card, along with your reference number which you can’t input anywhere.

(Adam Kendrew) #3

I’d like to know this too. I have my HSBC Credit Card attached to my Wallet on my iPhone and it can be used with Apple Pay. Can anybody confirm if its treated as a cash withdrawal / balance transfer? :grinning:

(Josh Bray) #4

You can’t currently top-up your monzo account with a credit card

(Alex Sherwood) #5

You can keep an eye on this post, to see whether that changes