My second wage was just paid in to Monzo. I had direct debits set up to go out on the day I get paid.
I’ve always done it like this with every bank ever (sometimes there’s no choice!) and never had a problem.
However, with Monzo, I just discovered that it declines them!
If you go in to the transaction details and look at the timing, they all state 0200 as the time my pay went in and the time the direct debits were rejected.
I understand other banks kind of pause the outgoing DDs till about 7am to get around this? Some DDs only let you select the 1st or 15th and not a custom date - so this is always going to be a potential problem. Normally I’d have a small overdraft just in case - but they’re not open to Android users yet 
Luckily, they were only two charity payments - but this could have been a problem. Does it try again later in the day?
