Create a new Monzo app to send money (like WeChat or Venmo)

[albertguo51 (JL)]

@rolanddeschain

These apps lock you in to paying people within their eco system as far as I am aware. I’m not sure what the benefit of another app is over just having the user saved within your monzo contacts.

Great idea!

@rolanddeschain

To me it makes more sense to focus on Monzo growth, which is already very rapid, and just get more people to have monzo accounts, rather than try to get people to have both monzo accounts and some other additional app.

I’m really not sure what benefit there is of having a separate app?

Monzo growth is really important, and please grow it .
A separate app is an eco-system for high street bank users. It’s not as convenient as Monzo for them to transfer money.
For lots users, they just like high street banks: 1. For salary; 2. Credit card system and trust system; 3. High street banks are high street banks.