Monzo most likely make enough money off me by the wages I have paid in and me using my debit card where Amex is not accepted. (I pay by direct debit from Monzo as it’s my main account)
I just don’t see a way to recoup the fee through the interest so I’m currently not planning on getting plus. If premium includes something like breakdown cover that would more than cover the fee then yes I’d be interested.
Wow you are basically saying One of the two below.
One: Let’s all give this bank money as I have invested money in it and I don’t want to lose my investment.
Two: let’s treat this bank as a charity as it has been badly managed and donate money to it.
Monzo has allowed inexperienced people to have delusions of world domination by obsessing with user growth and trying to NOT be a bank.
ITS CRAZY you think Monzo is worthy of sympathy money (Yes I feel for the staff who are losing their jobs - senior management including Tom have a lot to answer for)
BUT I would rather donate £5 a month to a food bank or cancer charity.
There is no doubt that Monzo is by far the best banking App out there. Best thing for Monzo is to be taken over by another bank With a load of cash and the knowledge of how to run a profitable service.
I doubt that.
Care to add your preferred app to your Detailed and useful response
Spoken from the heart… 
Monzo’s app went from breath of fresh air to dog’s breakfast inside a year. So much promise, all of which withered, to now, when the narrative is all about whatever the latest Plus proposals look like.
And this incessant clamour to save the bank. Please…! My bank is here to look after me - not the reverse.
This.
I really like Monzo - and the team engagement from them has been better then any other bank. BUT, we all managed to bank before Monzo, and IMHO a number of what were at one time Monzo features are now available with many other banks.
If Monzo goes, that will be a real shame, but there are other banks and ,quite frankly, I still feel that while Monzo, to me anyway, still has the best app of them all - in all other areas I personally don’t think they’re all that great - survival should be on features & services offered, not on paying for them.
I’ve given the new Plus a go. It’s slick, but I cancelled it after a month.
I get more value from the two cups of coffee a month.
Of course I hope Monzo remains a going concern because I supported it in a different way – by investing my money back when it was Mondo and I was customer 3000-and-something.
what happened to the previous thread, why another? One was already one too many 
And we’ve already had that Monzo isn’t a charity thread too.
lets not forget this one.
As much as it would be great if everyone signed up to Monzo Plus, please do it because you want the benefits that Plus offers, not just because you want to support Monzo. 
Thanks.
I couldn’t find the Could we do our part? thread when I searched for it yesterday.
I can merge these now 
Plus has nothing of interest to me. I’m “supporting Monzo” by having all my savings with them and attempting to reduce activities that I know cost them money.
I’m a massive Monzo fanboy but not to the point of giving them money for no reason … *looks at investor badge* … no, no, I don’t mean that.
& then there is people like Phil. 
I appreciate you may not be able to answer, Rika, but this has interested me for a while, and builds on @vitaminj’s point above.
Presumably there’s a rough figure of monthly income/account value whereby a Monzo account is likely to be profitable rather than loss-making. Is this anything you can share?
I’m not sure what point you are making, but i’ll take it as a compliment. 
What’s VC cash
Fiver is a large amount I agree! Plus is definitely not worth the money
Venture Capital - the larger investors
Strictly, this should be “are”… 
I’m glad you corrected this. 
Graham, I appreciate the input.