When paying contactless does it automatically use the host country currency or conversion?
Technically it would depend on what the cashier has pressed, but if they haven’t asked you it will be in the local currency.
Most Tills won’t even have the option to change but sometimes in places like airports they do have the option to charge you in different currencies.
It often shows the amount with the currency symbol on the small terminal screen.
If they don’t ask you tell them you want to pay in local currency
Check what it says on the terminal. If there is only a local currency mentioned, then that is what will be used, and Monzo will do the conversion.
Yeah I just thought it was cool that I could use contactless in Poland but didn’t think about the conversion as all the terminals were in zloty