Hi Munkee. Leveris is a cloud-native banking platform built from scratch. We ( I work here) have built the whole stack. Back, Middle, Front. It also comes with a lending solution already built it. Something that a lot of platforms do not have. We have been around for nearly 3 years pretty much in incognito mode and have just come out recently. We are not a bank but we have done something that Monzo are doing. That is building a new banking platform that is far away from legacy s/w or h/w. Both are in AWS and both are open platforms.
We love what Monzo are doing. They way they are building their stack with GoLang and the transparency of how they are going about it.
We are not a competitor yet, but when Monzo sell their platform to other banks (a lá Kabbage platform), then we will be competitors.
But what they have done so far is amazing. We wish them all the best. And just for good measure.....Atom and Monzo is a chalk and cheese comparison. By building and owning the whole stack, innovation will be extremely fast for Monzo. You can't say the same for a bank who have various software programs from various providers running the bank.