Monzo Partnerships

[beningreenjam (Ben Green)]

I’d like to see the ones that would be accessible to most users, therefore giving the biggest potential for growth. That would be in card vending machines and cash deposits in all the major supermarkets, even their local convenience versions, and post offices.

Ah yes, the MoneyBox and Scrummy integrations. I hadn’t forgotten them, just included @bailey’s API Projects thread for simplicity. Everything listed there is already in development or at least waiting for version 1 of the API to be finalise. That said if we want them all listed here too individually there’s

Chip discussion

This is a clever idea that I’ve just come across. It’s a bot, called Chip, that integrates with your current account, analyses your recent spending to calculate how much you can spare and every few days it debits a small amount and transfers it to a savings account. Spend more and you’ll save less. Spend less and you’ll save more. I’m sceptical that it might put me into my overdraft, but they guarantee never to do that so I’m giving it a fair shot. I’d really like a Monzo integration, but I’m …

and also

Competitor update

Not a direct competitor of Monzo, as it’s not a bank and doesn’t appear to have any aspirations to become one, but Pariti have some pretty nice features around forecasting ones financial activity across multiple accounts, both debit, credit and savings and is able to predict when a person will be free of debt based upon spending and savings habits. I know cash flow forecasting is on the roadmap, under the better budgeting feature I think I’m right in saying. As Monzo is building a bank to help …

If it came down personal preferences of just one, then I’d like to see 24 hour availability of cash deposits in supermarkets. The reason being is whether we like it or not cash is still an enormous part of our financial lives. Even for those who don’t like dealing with it (myself included) will be given cash by someone from time to time so we’ll need an easily accessible means of depositing that cash.