mines is telling me a closed mbna account will be added in april and that im not on the voters role even though ive lived here for 20+ years
Yap, need to be careful with £££ offers 
Anna’s problems began when she signed up to ClearScore to improve her credit rating
When she downloaded the app she already had around £1,000 on a Capital One credit card but her score was low due to previous payment problems.
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Just to say that while I thankfully never got into debt, for a long time I used to switch bank accounts on the belief that this time I’d really get on top of not overspending.
It’s a difficult challenge and it’s definitely two parties. In my case it wasn’t made any easier by banks offering overdraft extensions.
Now, I know that’s a little unrelated to this and a bit what-about-ary but I think it’s relevant to this.
Yes, she could’ve done more to control her overspending but equally clearscore could’ve done more not to offer her additional credit offerings which, when you are in that cycle, may have seemed irresistible.
I hope they manage to resolve this over time.
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I can kind of see both sides to the argument raging above, and I think it comes down to the conflict between what people want to use Clearscore for - checking their credit - and how Clearscore makes its money - advertising and selling credit products. There’s something of an unhappy marriage made with the two extremes.
To build on a comparison made earlier to food, it would be like WW customers wanting to lose weight, but WW making their money from selling gourmet meals.
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It’s relevant because it acknowledges that there are individuals out there who cannot be held liable for their actions.
Let me be frank: I have opinions about this specific article and the people involved. However, it’s the sweeping statements and assertions that I found concerning.
Next we’ll say that Sky shouldn’t be at least somewhat part to blame for running a plethora of gambling ads.
I do think that there may be a correlation between mental impairment and “being bad with money”, and research suggests the same.
Some people cannot, or should not (see power of attorney).
Ignorance isn’t bliss and there’s always more that can be done on both sides. Going back to the WW comparison, to a lesser extent, think about the introduction of nutritional labels on food.
Because moral obligations versus legal obligations. I’ll leave it at that because I presume we have different beliefs here, and I respect that, so I’ll spare us all the to-and-fro debating it.