Hi Monzo Gang,
Looking for some advice here as looking to buy a house in the next year and want my credit credit report to be ship shape ready for then.
Credit scores, confusing on every level so thought I would come here to ask some of you older people for advice. I’m good at managing money and keep tabs on my spending, but credit scores are something I’m not hugely involved in and my limited research has said getting a credit card is a good step in the right direction…
The problem I have is within Clear Score I’m ‘pre-approved’ for a number of cards, some being credit builders and others being reward based… I’m looking to build credit so the credit builders is the obvious choice, right? My question is will the credit builder actually improve my score more than the rewards card or is it just a marketing scheme and in fact will all cards build it the same?
Also, the cards within Clear Score that I’m pre-approve for they actually ‘good deals’ or should I look around and find some other cards with my own research?
Thanks gang, I look forward to hearing your expert knowledge