No, Equifax and Experian make it very straightforward to cancel before you get charged.
The notice of correction isn’t a negative in any form.
If you apply for credit in that time, just means creditors might not be able to approve credit automatically without a review.
The notice will be removed once the actions have been completed or resolved, they should have explained that to you.
Don’t stress about it.
I raised one recently about an account status and had a notice added, then removed once the account status had been resolved.
It won’t hinder any credit applications.
If you’re now showing as visible on the electoral roll you can just ask them to close the dispute and remove the notice, but they should do this automatically.
Yeah just ride it out, if you’ve sent a few emails already give them chance to catch up. As I say, there’s no impact
Ah, I misunderstood a comment earlier.
You can close it if it lets you, and you’re confident everything has been resolved.
Ouch.
People say monzo is poor on the CS front
I found that, too. Often the notifications didn’t clear after you read them, either. I was also getting daily emails about changes, too.
Sorry, yes - meant to add that!
It should do because the notifications are part of the subscription. I wondered whether the constant emails were due to soft searches expiring after however long they keep them on file. Also, some of them were definitely old credit accounts from years ago being removed.
I got a notification from ClearScore today to say something is changing on my next report, so clicked on it to find out what, and it seems to think I’ve closed my Monzo current account lol… I have definitely not.
Anyone else seen something similar?
It may correct itself eventually.
That seems pretty odd - if you message me your email i can have a check at what we reported for you last month.
Thank you I’ve sent you a message
Replied in DM.
TLDR; we’ve reported your accounts as normal and up to date. We haven’t reported them as closed - so i have no idea what ClearScore is on about i’m afraid.
ClearScore is strange. It decided this morning to find out which credit cards I’m eligible for (without me asking) and it rated all Amex cards as 0% chance of acceptance. I went to Amex’s own website and went through their eligibility checker and I was 95% chance of acceptance for all of their cards.
I’ve already got one with a good credit limit so don’t want another one, but still…
This isn’t strange, this is its whole business model. Indeed, the whole concept of a ‘score’ is to sell you debt.
What, telling me I’m ineligible for an Amex card so making me go directly to Amex? How does that benefit ClearScore?
Clear score do act weird.
They gave a loan provider some random dates when I’d used them to go through with a loan.
Said I’d lived at 1 address 16 months and another 14 months to reach 3 years. Yet I’d lived at both for 1 year.
Thanks Theo I’m glad it’s all ok on Monzo’s end and just ClearScore being weird!
Mines just updated and shown the same, removed. Very strange!