Loads of banks in the US including most of the big ones all do the early payday. But then in the UK only a handful of Fintech’s do early payday
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All banks could do it, the data is there, but they lose interest for not holding the payments (assumed).
I noticed this last week.
I withdrew £20 from national lottery into Chase (I’m working my way up to that jackpot) and it was in my available balance immediately, but the transaction showed as pending for a while. Usually it takes days to be available.
They actually operated like this when they first entered the market, but changed it to days for them to clear. Glad they’ve gone back to instant.
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I clearly remember this. My Amazon refunds were almost instant.
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Didn’t realise this was an official thing.
I was doing some matched betting in my poorer days and the gambling pay outs would hang for ages.
Much welcome addition - not that I gamble anymore.
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Anyone else submitted the AI questionnaire from Chase? Some interesting questions there.
Yes, a strange one. Looks like AI is coming to the Chase app.
Here’s me wanting something basic like bill splits or even ability to exclude transactions from spending
It was kinda suggesting it would use AI to do those types of things. Not sure how
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I would’ve preferred integration to Apple iOS AI if anything.