I initially snubbed it, but then I found it a great stoozing opportunity.
I have been failing the eligibility from launch even last week I failed one.
But I have checked eligibility for other cards and I am eligible, also got Nationwide decent limit one month ago.
I guess Chase will be like Amex who always say I am not eligible for anything.
I wanted it to just be added to my cards collection. I still have active purchases offers from Lloyds and Natioonwide. Closed a Barclaycard that had 9 months remaining when they began reducing my limit each statement month.
Iâm eligible but donât want it
I read an article the other day that Chase are bringing the Credit Card to everyone by the end of June / early July.
I also now have it and am eligible.
Just got it - donât really need it but got a good limit on it.
I got offered ÂŁ12.5k but not applying for it. Donât need it.
15k limit offered. Iâll wait until my 0% Barclaycard runs out and switch.
Hopefully theyâll have integrated it more by then and allow payments from outside Chase.
I reckon itâs another way of keeping customers within their ecosystem, like Monzo Flex. They want you to use both their current account and credit card!
2 Likes
Itâs kind of working with me, making me think about it anyway!
Do many people use it as a spending account these days? Iâm not sure which will work out better for me for all my weekly spends - my Lloyds credit card with 0.25/0.50% cashback on everything or Chase cashback 1% on limited things!
Theyâve offered me over 3 times the credit limit that NatWest gave me recently. Not going to go with it, though, as I have far more credit than I know what to do with already.
1 Like
They offered me more than five of my existing credit cards, so I took them up on their offer and maxed it out in about four months. Now just paying their hefty minimum payments of 2.5% (rounded up to the ÂŁ), while the money for it sits in savings at 7% (until next month anyway).
Win. Win.
Currently using a 0% purchases card off another provider now. Same process. Credit limit amount sits in a high(er) interest savings account, ready for paying off the balance in full at the end of the promotion.
Chase debit card has not been used for months now tbh.
3 Likes
Chase are officially launching the credit card to everyone - Chase App just got an update on iOS with these release notes.
1 Like
But can everyone apply?
They still havenât let people who left rejoin.
âEveryoneâ means all customers as opposed to a phased rollout like it was to start with, you still need a current account as it says in the terms. So if youâve left you wouldnât be able to apply.
1 Like
Iâm aware of what it meant 
Iâm just frustrated at Chase.