Given you a like for having the balls to post it 
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Liverpool version
And now found Villa version on YouTube
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Virgin M Plus Saver now offering 2.02%. You need a Virgin M Plus Current account to link it to, however.
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Thatās to Ā£25k
Nationwide Flex Instant Saver 2 is at 2% for higher limit, but again certain nationwide current account required.
Iām greedy. Have access to both 
I think @N26throwaway was highlighting one of the best unlinked rates, with Atom.
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Officially done, we go again from zero (would prefer they had an amount reset e.g. Ā£1k, instead of time limited to 1yr):
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Yeah, mine reset 3 days ago.
Now up to 45p
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Just manged to log back into my chase account
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I think that is a very reasonable idea but with a variable amount. Suggest you pass it up the line.
R-
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Wish I was part of their ācommunityā to do so. If someone from here can at the next session/survey thatād be great.
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My roundups reset recently too, tbh Iāve paused the feature since.
The 5% interest is bit of a gimmick, unless youāre doing the 1p trick that guy was doing right at the start before he got a swift telling off.
Iām in two minds about Chase, I use them the same as monzo, just a payments card for discretionary spending, Iād not use as my main current account though.
Biggest positive? Works well with google pay, theyāve definitely gotten better with incoming transfer times, and thereās a few neat features like pots
Annoyances/grievances: The āapprove this in your appā security feature is hit and miss (i.e. notifications take a while to come, sometimes never at all), it asks you for approval EVERY TIME you shop online, even at the same places youāve always shopped at. Iād prefer they be a bit smarter about this, e.g. if youāre shopping at the same shop, from a previously used user agent + IP address and other signals, donāt bother showing approval.
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Thatās a good idea, but are there any other banks doing that?
As far as I remember, all my bank cards ask me every single time.
Iām not sure how Amex do it but they have this concept of the Express List where some shops are auto-approved. Iād imagine they have some other checks in place a long with it too, and only require approval if something looks abnormal
Yeah fair enough, I find those channels unlikely to move a needle tbh so I donāt bother with emails/social media.
API 2023 is what Iām holding out for, that way I can connect Chase U.K. to Plum w.r.t. investing roundups in shares instead of cash.
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I am sure I heard they are legally required to do it by may next year so they are dragging their feet with it.
Their community is useless. The topics are Chase driven and no one from Chase provides feedback or answers to any points raised. In addition, itās difficult to navigate. Donāt know why they bother with the forum itās 
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Have to agree with 
Iād say 49% voting that theyāll stick with Chase and 51% saying enough is enough is a pretty balanced opinion on the threadā¦
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Chexit
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This sounds rational but, on deeper inspection, Iām not sure it is.
Firstly, this is a place for discussion, so if folk have negative experiences then they should (imo) be free to express them without having to find balance.
And then there times where balance actually isnāt what we want. If the Chase app (or Monzoās for that matter) isnāt working, balancing that fact by saying either that it has previously worked fine, or that other apps may or may not experience the same problem, isnāt really relevant. Itās a point of fact. The best way to change the narrative is for Chase to fix the problems (or drown them out by doubling savings interest rates or something).
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Iāve kept my chase account. Iām just not keeping my savings in it as I was nearly screwed. If they learn from it and do better then that might change but for me itās going back to a secondary/tertiary account for now.
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