Problem: My budget for the rest of the month never works for me, so I don’t ever really know how well I’m doing.
Context: As soon as I get paid, I throw money into some pots, and also into another account. I am typically then left with an amount that I would consider my ‘monthly spend’. I will often pull money out of one of my pots in order to pay for those ‘out of the ordinary’ purchases, maybe it was a holiday, maybe it was a gift and I consider them to not necessarily be part of my budget for the month.
I have tried using the budget tool to reflect this but unless I’m missing something, I am unable to replicate the behaviour, maybe I’m on the end of the curve when I thought I was in the middle! I appreciate that not everyones case could be solved, I’m sure we all do odd things, but if nothing else if I have budgets disabled then I’d really like Monzo not to keep telling me on my home screen that ‘it looks like you will go over this month!’ If it doesn’t work for me, at least let me turn it off?