Hello,
I buy shopping for a family member on a regular basis due to them being mostly housebound and then click “exclude payment from summary” as the payment is not to come out of my funds as they pay me back via faster payment within 24 hours. I do this several times a week so there’s quite a few of them of varying amounts.
i.e if my monthly budget is £850 and I keep getting transfers in for payments I’ve excluded, will it affect anything I should be aware of if I want to keep an accurate track of my money?
Hope that makes sense.