I would suggest if they said no overdraft fees then they intend to offer overdraft
Though I guess technical they could say there are no overdraft fees if they never offer them but that would be a little cheeky
Meant no overdraft fees*
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What happened to IBAN/SWIFT?
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Wouldnât it be a thing if Monzo floored Simple in the US, after the âSafe-to-Spendâ debacleâŠ
I like the thinking; âItâs OK to have a pop at us regarding a phrase and weâll back down. Then weâll invade your market place and take your businessâ. Admirable.
Right, thatâs one thing sorted.
So when do we find out the rest of the announcements?
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Will we get referral for US sign-ups? Hope so .
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Being acquired by Amazon/ Google/ Apple for 10 billion of your Earth pounds?
If itâs just expansion into the US then itâs very anticlimactic 
Still baffles me that we hear from all the news outlets first before our own bank tells us too 
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The blog came out at the same time as the media. Earlier there were a few ârumoured to be announcing later todayâ stories with no real info.
Not sure what you expected, the tweet was about big news for Monzo and the US launch is huge for Monzo as a business
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I guess with all the speculation on here I kind of expected a big awesome new feature. Then when it was revealed I selfishly thought that it doesnât benefit me at all and I got giddy for no reason 
Iâll be happy for Monzo though and will keep it positive 
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I think the launch in the US will be beneficial for us too. They will need to build must have features for the American market and possibly release it for us later on. 
We have just got access to the US market - a huge market that could literally catapult Monzo to ÂŁ10 billion, 20 billion, ÂŁ100 billion+ valuation and help create jobs for thousands of people and really help shake up finances on a global scale âŠ
And we get âvery anticlimacticâ!
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Yep. I gave my reason above 
You might have missed it if you were typing at the same time
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From a shareholder perspective this is huge 
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Agreed - massive. I lived in NY for many years while (thankfully) retaining links to UK banking. If Monzo would have been around in those times it would have changed things. But it wasnât and here we are. This could be a huge banking/personal finance game changer (for both US customers and UK investors) and most of us here are part of it.
I feel lucky to be involved even at the tiniest of tiny level
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I am sceptical of any British companyâs chances of success in the US. There have been many instances of our companies getting too big for their boots and marching over there expecting the red carpet but ending up fleeing with their tails between their legs.
I think Monzo will buck the trend though. If you look at who is betting hundreds of millions of dollars on them it is the smart money in the US and not dumb money from the UK which has often been the case in the past.
They already have huge influencers on board without stepping a foot in the country. Y Combinator, Stripe, Michael Moritz⊠naming a few.
And the market is absolutely huge. No one is saying they have to dominate the market and defeat Goldman Sachs and JP Morgan. If they get 1% market share that will be a huge success.
Great news⊠really look forward to seeing it unravel.
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And there was me hoping it was the full launch of Monzo PlusâŠi am ready to sign up nowâŠplus a metal card would be nice
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Fair point, I withdraw my condemnation 
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