A future iteration that brought some more smarts would be amazing. For example, I have a 0pc credit card I’m paying off over time. On the Monzo account side Pulse sees the payment out and predicts it, but although the data is in Monzo to know about it, the connected credit card doesn’t predict the payment coming in.
I think I’m struggling a bit with the Total Money In and Total Money Out figures. They don’t mean anything to me, instead I find myself wanting three high level figures: income (salary, interest, bonuses etc all of which have different categories), bills (basically my standing orders and direct debits) and discretionary payments (more or less my card purchases).
I find myself wanting to see total savings balances (with graph) on the Balance page too.
I also find myself wanting to tap Estimated Balance and see a breakdown / list of future transactions that have generated the calculation. And even add ones I know are coming up.
One thing I’d like to see next @avb & team is more granular spending insights, these could be in the form of a dashboard or something similar.
One of the things I like most about Natwest’s tracker (which for the most part isn’t as nice as trends ) is the little “call to actions” it has per category such as the below.
I’d also love to see something like this. I’m sure its in the pipeline as we already get notifications with those kind insights in them (you’re spending more than last month etc), they’re just not exposed explicitly in the app yet.