Barclays Chat

Regularly in Grand Central, above Birmingham New Street station.

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Here, just patiently waiting until the day Barclays decides to update it’s Barclaycard app

I do not understand why Barclays has two apps! Why not just have the Barclays app? Funnily enough I use the Barclaycard app (which is a carbon copy of the Barclays app) on my tablet because Barclays does not have a Barclays tablet app on android!

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Have wondered that, but can only imagine it’s for easier brand recognition as Barclaycard is its own thing with its own logo, which I can’t think of being the case with any other credit card.

I do wish tho they’d integrate the Cashback Rewards scheme as currently it’s a separate website.

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Virgin Money now has three apps! Current account and savings; credit cards, and investments.

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That scheme is not actually run my Barclays but by Visa Europe.

Virgin Money have at least one more app (VM Home Buying Coach) which also offers savings accounts.

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they used to be 2 separate apps - I guess it’s easier to have 2 apps with the same functionality than suddenly tell a load of people to install a different app

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Does anyone have Barclays JA with blue rewards? Are the rewards even worth consideration?

I know Santander has cashback but the app isn’t very practical.

The £5 reward is cancelled out by the £5 fee however if you have other products like mortgage or a loan you can make a few £‘s from it. They’re supposedly bringing cashback rewards again so maybe some more gain there too. Also gives access to rainy day saver which is 5% instance access on £5k

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They rolled out Google Pay recently didn’t they?I don’t actually use them anymore, but I suspect it had a limited user base as you note.

You can already use Barclays with Apple wallet I think?

In 2022 they developed support for their debit cards on Google Pay but not credit cards! So after 30 June 2023 if you have a Barclaycard and an android there is no way to pay using your phone (already the case for the Avios ones). It’s quite a bad in this day and age.

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Yes there is, as I have been for two years now.

It does involve Curve though, granted.

Some atms and banks allow remote authentication for cash.

I think NatWest has it - one generated code in the app and then take out cash with a one time withdrawal code.

Just “Get Cash” in the app. Weirdly I only have it on one of my RBS accounts (the one I opened first), so it must make you transfer into that one specifically to be able to use it. Works at any NWG or Tesco ATM (As NatWest run the Tesco ATMs).

Have wondered why no other banks offer it as it seems like a pretty useful feature.

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Anyone tried to leave the Avios scheme in order to switch to Blue Rewards? I’m getting SP042 all the time. Support cannot fix it or manually change the rewards. Telling me that this is a known issue and they are working in it…

Is it just me or is the Barclay’s spending insights in the app wonky? On iOS you cannot supposedly see the transactions that you do on the credit card, rather you only see your current accounts spending (on android you can opt to see credit card transactions split into categories).

However, despite this, some months I see the categorisation of credit card transactions and some months I just see current account transactions (including the Barclaycard payments). So the categorisation are not consistent from one month to the next!

I’ve noticed in my app there’s a Wealth Hub feature now, I know it has been mentioned before. I’m guessing they’re slowly rolling it out to customers.

The down side is that it’s not even working properly for me, keep getting a technical error when I click into anything within it.

Anyone got it working?

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I can’t see a Wealth Hub in my app, but I’m not wealthy, so maybe that’s why.

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How does one opt out of the Barclays data collection detailed here? (From the cashback thread!)

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