I’ve been working on a side project, it’s a little out there, but do try to keep an open mind. It’s a open-banking powered dating app.
A lot of my friends (early-late 30 city workers) have been trying really hard to find that special someone to settle down with. Most of them are on all the standard dating apps/sites (Tinder, Match, Bumble, POF, etc). Unfortunately they haven’t been having much luck and some of their complaints have been “They just lie”, “I/They got bored”, “We’re too different”, “Too many fake/obscene profiles” and “They weren’t what I was expecting”. It seems like quality matches are hard to come by and not necassarily by the other party.
So I started experimenting. Is it possible to get to know a persons traits, preferred lifestyle, interests and habits without their involvement? Essentially creating a smart profile. That’s where finances came in. You can clearly reveal and reason a lot about a person from their transaction data. I’ve started building a service to match people based on their data, all you need to do is link your bank account.
It provides a overall match on a few high level categories (health, social, travel, money). Each category is composed of several metrics that form the score. You’re then presented with potential matches. Financial data is not shown and not even stored after the initial analysis.
It’s still early on so it would be a great time to receive some feedback. A common issue is that some people may not feel comfortable with linking accounts, so it might not be compelling enough for some. Linking accounts could have some positive effect though, reducing the number of fake accounts. Not to mention this would require FCA approval if it were to ever work.
I’d be extremely greatful for the community to share their thoughts. Good or bad, I’d rather have honest opinions that can discussed.
If you’ve made it this far, thanks for your time!