Scheduled deposits into pots helps keep earmarked money safe between bill due dates, but it’s a very manual process to dump the saved pots back into the main account bucket for random expenses (not scheduled bills). I desperately need an automated method for accessing pot money.
I could pick a recent payee (one or more!) by name so those would always pull money out of that pot (and any remainder from the main bucket).
This would let me withdraw from the appropriate pots as I spend (either for a regularly scheduled bill or for irregular expenses). Scheduling a pot withdrawal as we can do now only really lets me automate bills.