The use of the phrase “near prime” seems to suggest that the scope will be fairly limited to people only just outside prime status, so this looks almost like a marketing thing rather than a material change.
Hopefully I’m wrong on that.
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Ive had a pretty poor mortgage experience with Atom which delayed my purchase by around 1.5 months… Ended up going with a high street provider which went by pretty quickly… Odd as I liked their app…
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Going to tell us what happened?
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I keep getting this notification this morning but when you click on it it says nothing. Does anyone know about the interest rate change?
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Yes I’m getting it all morning as well. It’s the old change down to 0.5% from last year I think.
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The answer is revealed on another forum:
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+1 for that. Atom app is awful. Even with halfway decent rates I gave up on it in the end.
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Still short of my Tesco Saver.
Can’t screenshot 
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Tad higher then my Marcus …05
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Noticed this morning that my Instant Saver is now 0.75%.
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Oh nice. Might have to move some money over from my Marcus to my Atom account.
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This is to be encouraged.
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Still getting 0.84% with Tesco, but we really are only talking pennies difference with my level of savings tbf.
At least on the way up 
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Wanted to close my account, went into live chat. Sorry you’ll have to phone us for that to happen. No thanks it’s ok I’ll withdraw all my cash now and uninstall the app. I’m sure you’ll purge dormant accounts eventually.
A tech based bank which can’t just close an account down either by pressing a button to close it or by requesting it in a chat. 
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You also can’t change your address without calling them, which is rather poor!
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Atom Instant Saver rates appears to have gone up (today?) from 0.75% to 0.90%.
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That’s 0.15% more than their 6-month fixed saver, so I presume that the interest rates for those will shortly be rising…
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