Updating was real time for when, when I pay via Monzo anyway - near instant update in Wallet too - not sure about HSBC as I rarely use that card
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Sounds like it might be faster than the Chase app 
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Every time. But not every time.
Thereâs definitely a limit at which point if you reopen it wonât fetch again. But I opened 20 mins ago. Closed it. Moved money out a pot. Reopened just now and it updated. 
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If youâre on android, maybe.
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Amazing! Thanks for testing that!
Yep, chase is pretty instant for me these days. Not noticed any delays with balance updates for a while now relative to how fast Monzo has always been. Theyâre on par now in my experience.
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With Monzo itâs pretty much instantaneous once you select the card in wallet.
It tells you how to up to date it is too. I.e. updated â1 minute agoâ and then refreshes to ânowâ
This makes sense for the times you donât have a data connection.
What would be even better is if you could Force Touch the wallet app icon on your home screen and it tells you the balances of each card.
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I think this is down to privacy. Iâd rather the cashier or any other prying eyes (i.e when you pay at a TfL reader) did not see the balance of your card considering youâre effectively handing it over to be fully visible.
Unless you mean before you verify with faceID and hold near the reader?
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So initially I thought it was a manual operation.
But having used my card a bit more (physical) I just opened the wallet andâŚ
Nothing, then it automatically updated. It was a little delayed but it got there.
Side note: the maps accuracy seems to have degraded, for me at least. It used to be pretty accurate, now it never is.
your GPS may just need recalibration - fine for me
I gat 3M error accuracy
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No itâs not that. Itâs just fully out, and it never used to be and isnât on maps.
For example one McDonalds was in Adelaide and a local bar was in a town about 50 miles away.
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That just points to where the payment is processed, no?
It used to be accurate, so Iâm not too sure whatâs changed there.
Still not entirely sure what the point of the balance is, unless theyâre going to release a widget which show your balance?
Itâs for the future, not for the present. 
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This, with your main card, and balance underneath on my Home Screen would be amazing.
Revolut had a home screen widget on Android and I really wish I still had.
Pretty sure they have a widget on iOS too, donât they?
I wish the Monzo widget worked on the Home Screen, shame itâs limited to the widget stack on the Today View page.
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Because, like many things at Monzo, itâs a MVP and never improve thing.
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What if youâve lost your device?
Do you mean you think people would be happy using it for analytics and budgeting even if that data wonât transfer over to new device, or would there be a mechanism to transfer it?
I imagine it backs up via iCloud. If not the data itself but the connections and settings. And then you re-authenticate, it all gets downloaded again and boom, done.