So…as is typical with Apple products, Apple announced Apple Pay Cash a few years back and the USA have been enjoying this for some time. UK…nowhere to be seen! Monzo as such an upcoming, responsive and dynamic Bank should definitely work with Apple on this. Integrating peer to peer cash payments via the Monzo Bank network. Increasing customer numbers greatly I would imagine and being at the forefront of tech. I know the Monzo app can already do Monzo to Monzo instant payments but to get that built into the apple API including iMessage etc would be phenomenal!!
Iirc Apple Cash isn’t available in the UK. So there’s nothing for Monzo to integrate with.
At the moment pay with a link is about the best you can do on Monzo.