It doesn’t work yet, just tried.
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Carlo, you break my heart! 
Hopefully soon!
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I’d have thought they’d be in the game already with this.
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Does it only work with current accounts and not credit cards?
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Who has to add integration as one of my friends says Nationwide fully supports open banking, but it isn’t supported here for the FlexAccount
No. Both. 
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Apart from American Express…. For now
Hopefully it’ll be added so I can realise my potential
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The bank has to get on board I believe. That’s what Apple’s gonna say apparently when they announce it. That if your bank doesn’t work it’s because they haven’t reached an agreement with Apple.
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Interesting. Curious how that is different from any other open banking connection using just the API?
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I suspect it’s just likely the way Apple approaches these things. Or how American companies seem to work in general compared to brits.
They’ve gone and talked to the banks directly first about integrating them, and some have refused. Otherwise the initial list doesn’t make much sense. Santander missing but Starling included? Santander is a big bank, and Starling has a non-standard API.
Child and co not being detected because it’s an out of scope brand when the rest of the consumer facing NatWest group banks are?
It takes me back to when Chase didn’t have Amazon’s logo and when someone queried it, I believe they said they needed Amazon’s permission and didn’t have it yet, which had me thinking they’re actually going out to merchants to request their logo as opposed to just pulling them from X.
Child & Co not being included is a bummer; and so is Chase. I wonder who I need to prod to get Chase to sign up…
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Has anybody here tried Child & Co or are you just going by what was said on the other forum?
Someone tried it on the 9to5 discord, with screenshots. It’s not supported. You just don’t get the prompt for it.
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Really odd, considering it’s just a specific sort code and some branding.
Something to do with it being an out of scope brand apparently.
The guy on there explains it better than I could because they seem to understand what’s actually going and why it’s happening. But Apple just aren’t seeing the child and co as an RBS brand.
Here’s the link to join if you’d like to take a look:
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This is literally just the first beta of 17.1 that was released less than 24 hours ago and there’s definitely bugs with the existing banks already setup anyway.
There’s probably a month or so to go before it’s released to the public so plenty of time for the banks to spot the email from Apple asking them if they’d be interested in joining.
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It’s really cool and it would be even better if, when you reset your phone the connection is kept - I wonder if it’ll need refreshing every 90 days like other platforms that use open banking connections?
That’s an interesting question because I don’t think I’ve seen it mentioned anyway at all in the onboarding. Unless that’s communicated on the bank’s end.
I also know Open Banking has been wanting to remove that restriction and I doubt Apple would be too happy to have an implementation with that much friction. Perhaps this is the first one that doesn’t have that time limit?
I think instead, Apple might just need to ask you for consent every 90 days, which that sort of prompting for things is relatively normal for them.
So this might be the first platform to actually do it the new way without having to re-authenticate every 90 days.
From 26 March 2022, banks are strongly encouraged by the FCA to apply an exemption allowing them to authenticate only the first time a customer gives an AISP access to their account data.
The reason banks are only ‘strongly encouraged to apply an exemption’, rather than being required to, has to do with how the rules relating to authentication are written. As with the previous rules, which allowed re-authentication to be a requirement every 90 days rather than for every access request, the new rules are written as an exemption (Article 10) from authentication for the bank. In practice the UK banks previously chose to use this exemption across the board. The hope is they will also implement changes to use the new exemption (Article 10A), given the benefits for consumers.
This might also explain why Apple is needing to get banks on board tbh.
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For those of us who feel too old to understand discord, would you mind sharing some screenshots?
Edit: but it feels like a strange cop out from the bank or Apple. Child & Co is, for all intents and purposes, just a UK RBS current account but with fancy stationery. It’s not a different brand it’s just a different skin on the same thing.
Maybe this is RBS slowly taking it away from us poor people?
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