Iād guess because your starting point is the amount you anticipate to spend, therefore starts at that value then goes down in relation to the remaining allowance.
Revolut starts at 0.00, therefore goes up.
Well, thatās my spending target for the month, so unless I start doing negative spending, it will always trend downwards as the remaining spendable balance decreases. That graph is actually the transactions of my Amex and A.N.Other card (for places that donāt take Amex), which is one of the things I love about Monzo, the fact that with plus, you can use their budgeting management tools across other accounts as well as your Monzo one.
My Balance graph is based on a different set of accounts, and is a completely different shape.
Curious, do you factor whole month spending including bills etc in that amount? Or just card spending?
I agree, pinning on the Home Screen would be good. It would also make a good widget on the phoneās Home Screen be that iOS or Android.
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It also shows when you have a business account 
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Thanks for the extra clarification.
So the logic is: itāll show if you have a Personal account and a Joint and/or a Business account?
Thats my guess, but I would also assume it will show with connected accounts too. However, the option is to do that is only available if I select the connected account and tap transfer.
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Just card spending, but all the card spending we do is on credit card. Thereās a pot for bills, which are static month on month, so that gets topped up on payday, and all the direct debits come out of there, a separate pot for the monthās credit card bill, which gets enough to pay them off in full, and then anything that we use a card for goes into that spending graph.
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Looks like Monzo based this off a burn down chart, typically used by teams to track progress through a sprint if following scrum (for those āagileā teams obvs)
Which Iāve always found strange because in that world, if the line was horizontal or climbing slightly that would be a call to action to identify whatās slowing the team down and see if you can reduce the volume of work to meet your goal (which is to āspendā it all in this case)
I think the opposite, burn up, or climbing line wouldāve been a better choice personally.
Still, seems to work well.
Same. I often have to pause and remind myself that for a āleft to spendā perspective the aim is to stay on or above the descending target/reference line. Flipping the perspective so that the aim is to keep a āspend so farā value on or below a rising target/reference line would better align to the way I personally want to think about it.
It might be useful for Monzo to provide a visual indicator to remind people what the good and bad side is. i.e. perhaps overlay a small smiley face when above the reference line and a small frowning face when below the reference line.
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Monzo used to care about UI and be really good at it. Now they donāt seem to care are ant all? Itās so bad Iām sure many will be leaving because of it.
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Maybe everyone just stop entertaining the posts and itāll die itself 
Whereās that āoh no, not another oneā gif when you need it 
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When I use the Spotlight feature to view pot lists in āPersonal Balanceā and āJoint Balanceā I canāt click through to the individual pots or accounts.
Is there a reason I canāt access them this way? Perhaps itās ācoming soonā?
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For the people complaining about the new look, or for the people complaining about them? I find the latter more annoying to be honest.
I do see the irony in me complaining about people complaining but at least Iām not piping up every time.
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I might have to disagreeā¦ the latter is the only thing stopping my eyes rolling so far back I can see my brain getting smaller and smaller with each useless complaintā¦
ā¦but jokes aside, the people who complain usually (not always) lack critical thinking skills and bring absolutely nothing of value to the tableā¦ BUT, the people complaining about these people? Yeah, they donāt just bring both to the table, they encourage people to actually sit and think about what the issue is so they can help 
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I think that this couldāve been avoided by Monzo releasing slightly later, or not at all. For the majority of folk, a fundamental change of UI so soon after the previous one might be a big thing.
Granted that now people who have the new UI wonāt notice a difference might not be bothered anyway.
But also, I think that while change is good and ultimately this UI will be great, the UX is less so currently. Itās not fully there and, in my opinion, was placed from labs to reality too soon. So if youāre used to using summary for example, or being able to separate out joint from personal, āweāll do this soonā is too much of a change.
I suppose when a few more features get shipped and more people get onto it the vitriol will die down. And I do agree that non constructive e.g. (Give us the old one back! This is rubbish!) isnāt helpful.
I am absouletely sure that a lot of hard work and research went into this change, and Monzonites should be proud. But also expectant that this is likely the reaction that a proportion of customers might have too.
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