oh and also has real bank account details for both so its easy to move money in and out of both to uk and eu banking systems? i thought monese could but it seems not.
is there any out there that can?
There’s probably a few, but TransferWise Borderless allows this.
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as i understand it, it doesnt, cant sent out payments from the euro side like a real bank account can or am i mistaken?
Revolut have IBAN for Euro 
account and sort code/account number for GBP 
Fineco has multiple currency accounts in GBP, CHF, EUR and USD all with full unique bank account numbers
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There’s this. Im not too sure if it does exactly what you want. You do get a sterling and euro account.
Just make sure you take a look at the fees. As its an Irish bank it charges for certain things that are normally free in the UK.
You get your own German IBAN with TransferWise and a UK one with Revolut. Both of their GBP accounts don’t come with an IBAN. GBP to Revolut are quite slow, whereas they are virtually instant with TransferWise - they are the first fintech e-money institution to have gained direct access to the Faster Payments system via new regulations.
I’ve sent payments to a Euro account with Transferwise Borderless. I assume payments to GBP accounts work just as well.
HSBC do this
Whilst not available just yet I believe Starling are looking at announcing a Euro account in the new year.
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