So the guy in the shop kept asking penetrating questions. So this is a top-up card? Is it new? Is it part of another bank? Etc. I thought he was about to refuse it so I carefully explained that Monzo cards used to be prepaid but this was now a debit card belonging to a new current account, etc. He kept asking more questions. In the end he said “So how come I’ve seen my son with one of these and he’s neglected to tell me he’s opened a new account?” and snatched up his phone to have a gentle word with his son…
I left quickly!