5 cards across plus and premium is not a
Differentiator
What made you settle on 20, instead of 10, 12, or 15?
Have you got an example on what youâd categorise 20 virtual cards under and their use cases?
Yes, different cards, specific to physical vs internet vendors, who are more at risk of a data breach.
I may choose a single card for each internet vendor.
Cards used for specific business expense purposes to keep them separate
And cards which can auto expire after use and then youâre given a new code for those vendors you have little no.trust with
5 just seems a poor limit when some other multiple of these.
I used to have an account (Cahoot), many moons ago, that had unlimited virtual cards (as far as I remember). Not sure if the functionality was the same as Monzo cards (I bank through a JA so canât use virtual cards) but it basically generated a single use card to the amount specified by the user whenever you wanted to make an online purchase. As I say, much water has flowed under the bridge since then, so maybe times and needs are very different these days.
It was in the very early days of tâinternet - 2000 I think - so I didnât really use it that much (there wasnât much to buy online - and I was a poor student with no money to spend).