This sentence seems to be the suggested idea is doing the reverse of “going into a pot and moving the money into your main account” (ie: going into your main account and moving the money into a pot) which it isn’t.
The idea wouldn’t be automatic, there would be a button in the transactions details screen (you get to by clicking the feed item) that allows you to pull the amount of the transaction from a pot.
A button to move the exact amount of a transaction from a pot would save time and make the process easier for people who budget using pots.
It’s the same reason why people want the ability to edit scheduled pot transfers: they could delete the scheduled transfer and make a new one every time they want to change the transfer, but that’s not as nice and easy as pressing an edit button and changing a few details.
I’m not suggesting that this idea replaces the current pots screen. It would be an additional feature found in the feed item for each transaction.
I think it’d be good to do sort of a Curve like set up. You select in app which account you want your card to pay for. You could do that with pots, like select your card to pay out of your holiday pot when you’re on holiday.
Very much this, a quick button to tap on a tramsaction to pay from a pot in one go would be so much quicker and easier than going into the pot and transferring manually. Especially with the new layout - I find navigating the pots even more of a faff on.
Surely for this, some automation wouldn’t be too difficult for Monzo to implement?
For example spend £10.00 at Tesco. Monzo already knows that Tesco is groceries so therefore £10.00 is automatically moved into the current account from the pot after the transaction. No fiddling about required for the user. That’s what I’d like.
(Press ‘Help’ search ‘Contact us’ or email email@example.com or call 0800 802 1281)
Probably not. But as long as it’s something achievable with IFTTT, I’d say it’s unlikely to be a priority.