I am thinking of upgrading to Max after Nationwide has upped their price, if I pay for Max family, as we have a joint account, does that mean we both get Max and Max on the joint account ? or is my wife just added to the insurances on my Max account
It’s just Max for you, plus your wife (and kids) added to your insurances. Your wife won’t have any Max perks. You will have access to some of your Max perks on the joint account, but your wife won’t have access to them.
Max family is £22 which is still more than Nationwide Flex Plus after the price increase.
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I think the Nationwide £13/mth was amazing but the now £18/mth is still very good value, it’s still a no brainer for the wife and I on our joint account.
I get its still more expensive, but i am using Monzo as my sole account and I pay £3 for extra, makes the difference only £1 when/if i ditch nationwide. Just need to know how simple it is for my wife to access the max benefits. Id rather move my joint account to
monzo. Just dont want it to be too much messing about for her.
I seen someone comment on Reddit saying even with the £22 Max Family, they made their money back on a single trip to London using the Two Together railcard.
We have never been on a train as a couple ever 
and I am 56 cant see that happening, i could get the pound back with a sausage roll though 
i may even use the lounge access at some point. The benefits do compare and i think nationwide’s app is years behind any others.
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My main question is if there will be any plan to add an overdraft to the joint account. That would make paying bills out of it a tad easier, not having to worry about going below 0.
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I’ve just seen that the boosted interest is available on Joint instant access savings, which is great news.
@rossmonzo Quick question, as I can’t find the answer elsewhere. Is it possible to pay for the paid subscription from a Joint account? Neither of us use personal accounts day to day and would have to remember to transfer money to our personal accounts to pay the subscriptions which I can see us forgetting to do on a regular basis. Thanks.
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I can answer that - no. You have to pay from your personal account.
Wouldn’t it be simpler to set up a standing order to cover the fee(s)?
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Thanks for the confirmation. That’s a bit of a pain but I get it and will probably use @anon3933091 suggestion for a scheduled transfer to our inactive personal accounts.
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