I’m really keen on showing upcoming ACH payments the same way we do Bacs in the UK. It needs a bit more work, as right now we’re behind an abstraction that means we couldn’t do this reliably. If we transition to sending/receiving ACH files directly this becomes much more feasible.
Right now we essentially receive an API call from our intermediary to approve a received ACH debit entry, and it’ll be repeatedly retried if we negatively acknowledge it until it’s getting too close to the deadline for returning it. Once we’re in control of sending a return at the point of time of our choosing it unlocks a bunch of things like upcoming transaction support.
Get paid early might already be feasible, I don’t know enough about the credit risk side of it personally.
I’m actually not sure, I don’t see why not but we haven’t officially tested it yet as the whole team is visiting the London office this week