Yeah I have pots in all 4 
Wow that’s super low
Yeah, zopa is by far and away my lowest-rate card. Used to be mbna
Anyone else’s Booster Pots not add up properly when interest added this month?
Two of mine added a rogue 1p to the balance total.
Not life changing, but irritating when reconciling accounts with software 
2 Likes
Zopa has been down a very long time for ‘maintenance’, meaning the app balances aren’t showing atm. Support has also gone awol.
Not impressed. Anyone else?
Working fine for me at the moment and also earlier when I jiggled some money around between pots.
1 Like
It’s fine for me right now 
1 Like
Back up now.
1 Like
Yes, Chase pay all interest monthly on the 1st, or possibly next working day.
Zopa pay monthly, but related to when the account was opened. This can be a bit confusing if you close a booster pot, when it matures, or the notice expires, as there is still some interest outstanding in arrears.
I am led to believe that the interest is allocated to the Primary account if the booster pot has been closed in the interim.
What do other users do when notice passes - close or leave? Or re-boost? Change account name? Depends on the circumstances, but…
1 Like
I either reboost, or leave at the 1.81%
That said, I have only given notice so far on my boosted pots to give me options at the end of the term, not for withdrawal or use.
1 Like
There’s really no downside on immediately giving notice, is there? It just adds a bit of flexibility in case money is needed unexpectedly…
1 Like
None at all. And unlike other providers, you can easily continue to deposit funds into those Boosted Pots with Notice and it does not affect the downgrade date at all.
I have several, which I have given notice on in a stagnated fashion, so every fortnight, they mature, giving me options on what to do, while earning 1.95% APR (Boosted 31)
It’s only pennies, on the sums I have in there, but they all add up 
1 Like
I actually have 13 open accounts - but only 4 are currently active, the Primary and 3 Boosts.
The others are
4 effectively dead ex boosts, with nil balance.
Another 5 ex boosts, with £1 balance, awaiting some bits of interest in the next cycle, mid September. These will then join the dead ones, and be closed for housekeeping.
I even occasionally use the 7 day option (why not?), which is what most of the exes are.
1 Like
Finally decided to make use of Zopa’s savings rates and went to do an instant bank transfer this evening. When I do the transfer (just £1 at the moment for testing), I am taken to my own bank (Virgin Money) to authorise, then back to Zopa. However, Zopa just shows a spinning wheel and does nothing. No money has left my current account and no money is in Zopa. Will raise with support tomorrow but just wondering if anyone else has or has had a similar issue. I am using an iPhone 14 Pro on iOS 16.0.1. If I transfer from first direct it seems to work fine so would have a workaround.
Always a worry before transferring a wack of savings over.
1 Like
I’ve not had any issues with their (or any other Fintech’s) Open Banking transfers but I still prefer to stick to FPs.
1 Like
I’ve always been suspicious about this “true layer” thing.
Instead I just copy the sort code/account number into a payee on my account and transfer the money that way - never fails
2 Likes
How long does the manual way usually take for you?
Usually around 10 minutes but once took 20.
2 Likes
It seems to take 20 minutes consistently for me
2 Likes
The apparently failed £1 from my Virgin Money account I tried to send to Zopa last night via instant transfer has just been taken… and has arrived in Zopa after the usual 20 minutes. Me no likely this 
.
3 Likes