Given that I can now get 5% and above instant access, there is little point in keeping my Zopa Pots - I was initially using these to build a savings ladder, which would just keep rolling, but Zopa has not kept pace with other providers,
I moved all my money out of Zopa to Chip a while ago and now the majority of that money is in Santander. No doubt, if they ever catch up I’ll be moving money back again.
It does indeed, but 4.80% for a 95 day notice account is now being matched or bettered by a range of Instant and Easy Access Accounts
I guess it all depends on how much money you have in savings. I am at that stage in life where I have the time to ‘mess about’ moving stuff around - about 30 minutes, very early morning, coffee in-hand listening to Radio 4. It sets me up for the day, which is probably some sort of issue? Who knows…
Yep, that’s me, bald & loving The Archers - actually not true, apart from being bald.
Dun De Dun de dun de derr….
Just setting up direct debit for Zopa and got this at the top of the page 
Fortunately it’s coming to monzo anyway but I’m a bit baffled by Starling not being accepted out of all those.
Revolut, sure, not a bank.
Chase, still a baby to the UK but shouldn’t be excluded, though probably a compatibility thing like monzo had/has for time.
Is that to repay a loan or something then, else surely just bank transfer/standing order will work.
Just keep in mind if you are fortunate enough to get over £1000 in a year tax will be due, the banks do report it but HMRC is a complete mess.
I think I’m paying for the HMRC Xmas Party with mine 
I find it disgraceful that those of us who are prudent with our money and save have to pay a tax on those savings starting at either £1k or £0.5k. For years I have had to endure crap interest whilst many have over extended themselves and now cry foul.
Well tough as far as I’m concerned. I have been wise and now I am ‘punished’ - bloody ridiculous.
That’s what ISAs and pension schemes are for
I already have isas & a couple of pensions. That isn’t the issue to me. I have followed Mr Micawber on financial issues and yet those who didn’t expect a bailout when things get tough. The bottom line is, if you can’t afford it don’t buy it.
Quite a neat card and account.
Two limits:
Balance transfer limit
Spending limit
Both the same amount, but separated.
So if your limit is £4k, you can BT £4k, and spend £4k.
Does anyone know if this should show £8k on credit file or £4k?
It’s a shame Apple Pay isn’t supported though.
So, here maybe something interesting…
I’ve just been sent a survey from Zopa about ‘ideas for new products’. As far as I can remember, I haven’t signed any NDA’s (and this is the first time I’ve had a survey from them). I do have a Zopa Savings account and credit card.
Anyway, here’s the ‘options’ they discuss for a possible current account.
Interesting options there. Mostly features already offered by other providers, separately, I think.
I wonder if they count breaking compatability with iOS 12/13 as a “Bug fix” or an “improvement” 