The point is that you CAN trade today. They are not listed, but if you can find your own buyer, you can sell at whatever price they will pay. Given the number of people who are gutted at missing out at £7.71, clearly the shares are worth more.
Wouldn’t say £50 though. Maybe £10 to some people
Another round or IPO next?
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I can see a further round of crowdfunding before any IPO. Looks like the demand is there.
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£10 would be a fair value if you needed the money today (in which case it was probably the wrong investment), but if you’ve written it off (as you should have), then you’re better off looking at the longer term, in which I think £50 is perfectly reasonable.
In terms of further rounds, I would quote my earlier post:
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At the end of the day they’re worth whatever someone wants to pay for them so your £50 is as reasonable a suggestion as my £10 
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I can’t think of any investment where you go into it writing your money off. Worrying 
All investments have a your capital is at risk statement. You hope it will all go well but you have to keep that possibility in mind. Stock market crashes do happen and if it does the day before you get your pension it’s all gone. Due diligence and crossed fingers
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I completely agree @Rat_au_van , but surely no-one in their right mind would jump into an investment writing their capital off on day one?!
Well not completely, obviously, but if there’s any chance of you needing the money before the exit, it’s the wrong investment.
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Well that’s different, if you are talking about locking your money away then I agree.
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I do wonder how many of the 33k investors know how strong that lock is 
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There was a quiz
I studied hard
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Reading some of the comments and questions from people AFTER they’ve invested does really concern me.
I also wonder what effect this will have on Monzo further down the line for putting the spotlight on investment when generally it’s more low-key.
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Fantastic so quick. A lot of people believe in Monzo . If we now go full Monzo, that will make the company we have invested in even better… I believe in Monzo
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Any way of encouraging first time investors must be welcomed. It’s an elitist world historically and if it makes it more mainstream then that’s a good thing. I don’t think most of the comments lacked awareness that they were locked in for a long time but when you hear of stocks in the news it’s to do with fluctuations. Since the price has risen since the last raise I don’t think it’s unreasonable to think maybe those fluctuations happen behind the scenes occasionally and that will be reflected somewhere
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If anything I think Monzo should probably run more educational courses and material so people can understand things like illiquidity and how this crowdfunding differs from other types and also risk etc.
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There’s a lot on the Crowdcube website. Also, anyone who clicked through the pre-investment questions without fully understanding them (or not caring) is taking a huge risk. Luckily for them, if they only ever invest in Monzo, they’ll probably get away with it!
So happy I decided to Invest. Especially investing in such a fantastic thing that I appreciate and believe in. 
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I’d like to see this come as a series promoting a link up with Seedrs or Crowdcube or more broadly WiseAlpha/Nutmeg/Wealthify etc…
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I am happy I invested too… Took my break late at work … Logged in at 10. 03
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