Iāve been obsessed with Yolt since I began to use it a couple of years back. So useful and much better than any banks which allow other accounts to connect and give insights on all spending in one place. Monzo, for example, just donāt have the breadth of other cards and banks so itās not as useful.
Just had a pop-up saying itās closing.
Are there any other good options out there which people use?
From their website - https://www.yolt.com/
I tried Yolt some time ago, but didnāt find it as good as Emma.
Emma, on the other hand, annoyed me with their SoCal type messaging (āYou spent more last this week than the week before, but we can fix this!ā or āYay!! Youāre doing great!!!ā), so I just use Monzo Plus, now.
Iāve disabled all the budget-related stuff in Emma and simply use it as an aggregator and bill reminder. Iād use Monzo Plus but they have a poor selection of banks and no manual account ability.
I stopped using Emma for that very reason.
Iāll try Emma - thanks very much
Just deleted the Yolt account, as I havenāt used it in a while (because Emma 
)
Monzo Plus has the banks I need, ie the ones I use most often, but there should be a larger number of banks available.
I wish it had more - Iāve got Premium and it just doesnāt work for me. Fingers crossed the list increases soonā¦
Not quite the same thing but I swear by YNAB now.
I find Snoop excellent - but my needs are not hugeā¦
Thanks for all the help.
Iāve tried Emma, Snoop, and Money Dashboard for the last while - and Iāll give it a full month to see - but Money Dashboard is my favourite so far.
Good number of free features (Emma requires a paid subscription to get the good stuff) and more flexible categories than Snoop. However, the overview of spending isnāt as good.
For me Yolt will be sorely missed.
Hopefully Monzo will get all the additional accounts soonā¦.
Thanks again all 
Can you connect UK bank accounts to YNAB now or do you just manually import transactions into the app?
You canāt natively, thereās syncforynab.com as a service for automation.
An update was posted on this thread 10 days ago indicating that UK direct import is entering staff Beta testing shortly (followed by external beta testing). Pleased to hear this is FINALLY being implemented after asking for years.
Thatās great but to be honest direct input is the way to go with YNAB. Having transactions appear on their own might make me lazy.
Currently I am trying Emma, Nova and Cleo - all free versions.
Emma is the one Iāve been using for a while but I donāt like the UI. Whenever I move money around my accounts (ex: Monzo main to a saving pot), that money gets counted as another income so I always have to exclude it.
Nova - so far I like this one. It took me a while to get used to the calendar month cycle though because Iām more used to budgeting from when I get my salary. I really like the track budget feature! It also has Goal planning, but Iām not sure how the investment goals work because it doesnāt reflect that goal progress. Other small issues but so far I love it.
Cleoā¦ I feel too old for this app 
. My biggest problem with this is that I didnāt get any notification that I was already subscribing to the paid plan! Like literally I just got an email notif about the direct debit subscription so I just immediately had to cancel that and now I feel cautious using it.
YNAB I havenāt tried because of no direct input, but Iāve been watching their tutorial content on youtube and while it looks very useful, I donāt feel itās for me. Iām just not that meticulous with budgeting.
I only have normal pots (well, just a bills pot) and it automatically excludes transactions between main and bills pot. I donāt have a savings pot but I do have other savings accounts and Emma appears to have learned that transactions back and forth should be excluded. I donāt have to manually edit them.
I donāt knowā¦ I have saving pots only + main account. Probably my issue is I move money a lot across my accounts (I have 3 bank accounts connected), and all those transactions are named after my own name, and I exclude them manually. Then I end up excluding a lot of these transactions that even I get so confused what I should be leaving there in the end. I also donāt like that my investment transactions are considered an āexpenseā. I get the idea that itās because it comes out of my account, but then I think thereās a better way to represent it because itās building asset, not expense.
