Wiki: Current Account Switching Incentives 💸

UK Financial Chat
2378

Set what up manually? The DDs need to be on the account switch from and transfer as part of the switch. It doesn’t matter how the DD is set up initially, as long as its imported as part of the CASS process.

Sometimes banks insist you have a DD setup sometime after the switch - Santander for example. In those instances it doesn’t matter if the DD is set up before or after the switch, as long as it’s still there. But Nationwide is not one of these - they need the DDs to be part of the switch.

1 Like
2379

I’ve always changed the details of whatever direct debit I wish to use for the switching bribe rather than letting them CASS. It always works
It doesn’t matter if it’s imported during the CASS process as long as it’s there in the end.

2380

Cool - but if ever it didn’t work then you wouldn’t have a leg to stand on because the T&Cs specifically require it.

3 Likes
2381

New Switch Offer from Co-Op Bank

ÂŁ75 for Switching then ÂŁ75 for saying for 3 Months.

2382

ÂŁ75: Deposit ÂŁ1,000, have 2 direct debits active and make 10 debit card payments.

ÂŁ25 for 3 months after hitting the above criteria each month after.

2383

Meh I want ÂŁ200 for just switching, not ÂŁ150 for constantly jumping through hoops for three months.

ÂŁ75 is a loaf of bread and pack of sausages these days. :-1: Co-op was incredibly shit last time I switched to them, gotta pony up money to make up for the pain.

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2384

Ah can’t do £175 Nationwide October 2021 I switched for a bribe :upside_down_face:

2385

Could be the last CoOp switch as they’ll be Coventry this time next year.

2 Likes
2386

Any idea when the Nationwide switch offer will end?

2387

No official end date, could be pulled anytime

2388

Source for that? Everything I’ve read suggests that they’ll continue as separate businesses with separate identities for some considerable time.

2389

Looks like a new switching offer for people moving to a Club Lloyds account

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2390

Those who have received a switching offer from Lloyds, Halifax or Bank of Scotland since April 2020 will also not be eligible for the bonus.

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2393

Poor.

RBS app is great to be fair.

Do wish they’d view transactions as soon as you tap the account though, instead of bringing up all options first.

Lloyds app is clunky, spending insights isn’t as good as RBS/Natwest.

Neither have sound/vibrate for notifications, and rbs never fails to show a notification, whereas Lloyds is very infrequent.

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2394

Wonder if Natwest might have an upcoming switch offer? Would work out fine as i quite like the RBS functionality and i could ditch C&Co

2396

Still using my Child & Co everyday!!!

2398

Yup.

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2399

Nationwide have paid out for me this morning. Switch only completed on Friday so not bad!

2400

There’s a very helpful app for switching

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2401

Natwest have launched a Switch Offer of ÂŁ180 for switching to one of their Reward Accounts.

  • Pay in ÂŁ1,250 (Must Remain in account for 24 Hours)
  • Log into Natwest App

Natwest will pay the ÂŁ180 in 7 days of everything being done correctly.

(Hope that’s all right above. Never put a swich offer on the forum before so i looked at someone else who had. :worried:)

4 Likes