I’m doing the £1 weekly challenge.
Main resolution is to save more. Locked pots should help with that.
Just need to stop buying stuff I can wait for. Thankfully my wife finishes maternity leave so we’ll have a little extra money, after childcare is covered of course.
I’m doing the £1 savings challenge into a locked pot until Black Friday, that’ll be next Christmas taken care of.
Going to stick to my budget and pay off as much debt as I can once I start my new job and actually have some money for a change. Then i’ll be able to increase my Freetrade investments from the token amount I’m currently putting in monthly
I emptied my coin jar on the 1st and have locked in until the 1st of Jan 2020, curious to see how full it gets!
Going to continue putting money into my Help to Buy ISA with the goal of getting on the housing ladder in the near future.
Last year I purchased a fitbit and created an IFTTT rule to move £1 into a pot each time I hit my step goal. I also set the pot goal to the cost of the fitbit so it’s as if I claimed the money back through being active. I may recreate this as it was quite fun to achieve.
Start saving and building up and backup of expenditure.
Instead of panicking close to event dates and scrimping for money, I am going to ensure that I have enough put aside into locked pots until a month prior to the event date so that I am not stressing about it.
Plus any unexpected BIG payments will be covered
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It’s quite a big one for me.
Those who have been reading my occasional posts on here over the past year or so will have noticed that I’ve never seemed eager to go #FullMonzo. That hasn’t really changed.
My previous daily spending card was my cash back credit card. They’ve reduced the cash back rate, though, so there’s less reason for me to use it. Also, I input all of my card transactions into a spreadsheet so I can see how much richer/poorer I get at the end of every month.
I’ve decided to go #HalfMonzo. I’ll transfer an amount over from my #FullSantander account, and use Monzo as my main daily spending card. So much less spreadsheet inputting for me in 2019!
I realise I’m a long way behind many of you peeps, but I’ve just left base camp on my way to #FullMonzo, So I’m hoping Sir Tom keeps cracking the whip on the Monzo longboat to keep it skimming the waves in the right direction.
My aim is to buy a house. My last savings contribution is in April. From then I’ll start looking. I even have a tonne of overtime planned to really top up the coffers. The main reason I managed this was by getting debt free and saving £200 every month for the past 3 years in a help to buy isa. This created a really good habit and i got “addicted” to saving. It’s probably going to hurt having to pay it out!