Excellent list!
My personal wish list would be:
- The full Monzo experience for connected accounts (so full transaction details, comprehensive history that doesn’t vanish after x days, ability to add notes, categories etc, enrichment etc)
- Link virtual cards to merchants and add them to Google Pay
- More connected accounts - and present net worth in the app (so link to Zoopla or Right Move to pull in property value, connections to mortgages and investment platforms, and the ability to manually create and update the value in an eternal account - preferably with smart rules like in Emma.)
- Analytics across all accounts. Tell me my average spend, let me interrogate my data and find insights. For me, looking back and assessing is much for interesting and useful than looking forward and budgeting.
- Built in IFTTT stuff. Worth a bigger post, but this is really important! [Edit: post now here]