What is the law on changing terms and conditions of credit cards

are they deemed unfair ? lol in which case every credit providers terms could be deemed unfair if you don’t particularly like them after you have agreed to them - which is presumably why most providers give 30 days notice rather than none

Legally deemed under CRA.

Oh I guess the quality of the answer. If its needed for law then its got to be 100% correct and you’ll be waiting around for someone with those skills to confirm it. Might be better of posting on a law forum or even Reddit.

If its in passing conversation, it can be taken as I’m pretty sure its 7 days based on say @anon95680666 findings.

If its based on a specific case, then anyone can google the bank and “terms” and find out exactly what it has been agreed. So if you followed up with they only gave me 20 days notice, and the terms says 30 then you can go bingo.

I highly doubt theres credit card Ts&Cs out there where they haven’t followed whatever the law is on a heads up in the change of terms. Pretty sketchy CC provider if they have ballsd that up.

Just noticed I’ve replied to myself…
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Thanks Phil :slight_smile:

I’m no longer surprised by things like this.