Depends. Are you Google, PIF or another notable VC investor with a few hundred million quid spare? If so, maybe! Give TS a bell.
Perhaps you’re right, although I would hope they might be closing in on the 1bn revenue mark soon! The next annual report will hopefully make for some good reading!
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I guess you can do it, go for it haha
I wonder if Monzo regret doing their earlier crowdfunding rounds and promoting it in the app etc 
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There’s a huge administrative cost to crowdfunding, you also do pick up the odd complainer writing bad reviews etc no matter how well your shares do, so it can sometimes seem like a mixed result.
That said, the early investors were probably instrumental to its early success. So they shouldn’t regret it, even if at this stage it’s probably just an admin headache.
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These were the two that were my initial thoughts.
In addition, whenever there is news on Monzo shares/valuation etc, we get a spike in visitors on here asking questions. I’m mindful that we’re only a very tiny percentage of the userbase so I wonder if there is a larger influx of questions that customer services have to deal with too. Thus, contributing to the cost of going down this route.
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Monzo could yet be snapped up by a decent sized mutual building society?!
If Nationwide is looking at buying Virgin money and Coventry is looking at Coop bank then possibly Skipton or Yorkshire could look at Monzo. Both these societies have billions in assets but would they make an investment for the future?
Skiptonzo, the building society bank for boomers and zoomers and everyone in between 
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I reckon you would need to pay in excess of $10bn to actually buy Monzo right now (I am not Juno) .
I mean $5bn is the ‘valuation’ because its an extrapolation of the price some VCs who probably add a lot of value paid to join the party for a small investment, but if you actually knocked on the door and said Hi it’s Barclays here, we’ve got $5.5bn cash and are ready to buy you now, what sort of response do you think you would get from the board and the VCs?
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I think the response would be ‘We are not Juno’.
Or even Spartacus. 
[quote=“rarther, post:94, topic:160844”]
I reckon you would need to pay in excess of $10bn to actually buy Monzo right now (I am Juno) .
[/quote] 
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This raise is now £500m in new funding. For an oversubscribed round, interesting there’s no increase in the share price / valuation:
Can I ask how you know there has been no increase in the share price?
@Juno17 the additional ~£160m is an extension of the current round, so the same applies per the original post.
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I am slightly confused,how can the share price be £14.41 when they raise £340 million and then it remains at £14.41 when they raise a further £160 million,makes no sense to me?
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The valuation is pre-money, I.e people buy in on the round at the value of the company before the money they give is taken into consideration.
This is just one investment round, not multiple investment rounds.
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Yes but I thought the previous round closed as Monzo made an official announcement of the previous fundraise, a bit weird that a new investor decided yes I now want to invest but I want it to be priced as per the previous round.
From what I understand many existing investors were able to participate in the previous round which will reduce their dilution but let’s screw over the crowdfunding investors.
I know I’m going to hear some messages say well you should be happy you’ve probably got 20x multiple from the first investment, that’s not the point.
I just hope the IPO is going to be £10bn+ valuation 
Only the post-money valuation changes: so now will be as we raised £500 million (versus £340m before) in new funding, post-money the company’s valued at £4.16 billion (versus £4.0bn before). Share price is set/unchanged at £14.41.
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Actually very normal, this has happened in every Monzo round so far I think - certainly at least the two before this - and is a very common pattern for investment rounds in business.