Same! I am hopeful it will be overturned at some point else those of us with ADP will have to eventually give up more privacy.
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Is this satire?
Possibly the most bonkers idea I’ve ever seen on here. How do you people live!
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I’m still not sure whether it’s an April Fools joke, or not.
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[takes a bow]
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It’s not satire/AF joke. Some people ‘get it’, some people don’t. Some will eventually, some never will. One of those things…!
Easily: Privately without interference and without being used as a product to line the coffers of large conglomerates or being dictated to by Nanny Keir.
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Lol. Okay.
Sure. Got it.
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I imagine Virtual Cards themselves would have been labelled bonkers too when they were first thought of.
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:
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I’ll send you my details, size medium please.
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Don’t tell everyone your real size. Tesco might find you and tell the RSPCA that you don’t eat Dairy Milk (only in store)
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This is a great point well made. You’re in the club! Indeed they actually will…
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I know you are joking but seriously if tesco did suffer a data breach and both me and my partner were linked (via same billing address) i’m not sure i or they would be able to detect a phishing attack given all of the info tesco has about us: “Heya my phone died and Tesco bank are sending an auth code to you can you reply back with it. Love you.“
At least if i shopped under a pseudonym and someone contacted my partner, they would think: Who the hell is this? Or they wouldn’t even be able to link us at all.
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All the power to you, but I am not living my life pretending to live somewhere else, changing email addresses, refusing to use a clubcard, not touching anything from Google, walking a different way home from work so that the cameras don’t know where I work or live or know my pattern.. All just but what if this and then this and then this!!
If I get a call from Tesco to discuss my shopping order and they want me to update my card details or give a passcode or anything else, I will hang up. I’m not living my life in fear of what might happen on the internet. Reading what you guys do is exhausting, let alone doing it. There’s far more to worry about!
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I agree, i don’t want to add identity theft and bank account compromise to the list.
Just because you aren’t worrying about it doesn’t mean you are immune to it.
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And don’t conflate hiding from scammers with hiding from companies, i really don’t care about my purchasing habits and info being known by a company i shop with, i’m giving them money anyway. I care about the company mishandling it and it being further accessed but a third party.
I’m not dodging cameras or walking in circles, i simply want to type in John Smith, 1 High Street instead of my real info. (John Smith, 2 High Street 
)
And you’re right to be concerned. This is why your feature request is a good one. Why should people have to give their name and address linked to their accounts as part of merchant payments? In fact, it could large be avoided by introducing something else. Maybe a ‘bank pass’ or something. Merchants process the virtual card number but, instead of having to put in your name and address, a phrase/key linked to the card or account may solve it?
I fear this is more of a bigger task battling archaic banking systems. That said, Apple Pay hides e-mail addresses rather well. There’s some existing tools available but room for improvement.
I feel extremely sorry for vulnerable and elderly people in particular. And those who have always grown up thinking having one e-mail address and reusable passwords is enough. It is not. Combine that with all other information in your profile held on databases, and you have a disaster.
It’s a real issue and why your feature request has significant merit.
https://www.statista.com/statistics/1386806/uk-number-of-leaked-records/
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I think having a virtual name and address attached to a virtual payment would also improve security in general; if 3dsecure is validating a card against a name and address, we should be rotating that information a little more regularly than we can change our real name or move house, much like password best practices.
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It used to be the case that 3DSecure would only validate the building number and digits from the postal code: so putting in a false street name, locality and letters in the postcode would still pass validation. This was 20 years ago though so I don’t know if it’s still the same and I don’t know Monzo’s validation procedure but just putting this nugget out there for someone to test.
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Yes decades ago i used to do payment processor integration and i seem to remember i could choose what to send to 3dsecure for validation. Probably totally different now.
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You are lucky in the UK, our postcodes are unique to each house so we’d never get away with that 