Just to clarify, Monzo does not charge users fees (with one exception). Yes you may have to pay a fee to use Monzo to withdraw money from an ATM but that charge is being applied to the ATM provider, not Monzo.
There’s a risk that users would end up posting incorrect bugs (due to misunderstandings), if that post was a Wiki & this post seems to be working ok to me.
The Android - iPhone feature gap is being & will be addressed soon.
There is a post asking for more documentation here -