Hi, I’m travelling to India in October and i wonder if FairFX and Caxton cards wouldnt be cheaper than my Monzo card. I hear caxton has free withdrawals and no commission on payments !
Nothing will beat Monzo when it comes to payments I can 100% guarantee that.
Regarding cash withdrawals its free on Monzo for the first £200 every 30 days then 3% per withdrawal after that. You may find a card that provides cheaper ATM withdrawals overall but not on card payments (although others will likely match)
I believe Starling match Monzo on card transactions.
They also offer unlimited cash withdrawals at the same rate Monzo gives for the first £200.
Yep, that is correct they both give the MasterCard exchange rate which can be found on