That’s very bizarre, I put money in mine using Starling and then later switched it to Monzo. I was then able to withdraw it all to Monzo.
It seems perverse to link and limit the amounts to banks etc that you’ve deposited with.
Have you contacted them or tried doing this using the website?
I presume all your shares have been sold and it’s now just cash?
I had to wait a period of time after I sold my shares before I could withdraw the cash.
T212 are a member of the FSCS though
This means that in the unlikely event Trading 212, Interactive Brokers or the bank holding your client funds were to go into liquidation, and if there was a failure to safeguard your assets, the value of your client funds and client assets held with Trading 212 is protected by the FSCS up to a maximum of £85,000.
I can’t remember but I think they use Barclays to hold funds
I’m 99% sure it’s a case that with T212 itself is FCA authorised and FSCS protected so it covers up to £85k.
I’ve been with them a few years now and I can’t remember them not being.
Funds are held with Barclays, and the investments held with Interactive brokers (IBKR). With both it’ll be an omnibus account, and T212 database of who owns what funds and what shares.
Don’t know since when, but according to their own website, funds held with them are FSCS protected to the 85k limit:
https://www.trading212.com/money-protection
This means that in the unlikely event Trading 212, Interactive Brokers or the bank holding your client funds were to go into liquidation, and if there was a failure to safeguard your assets, the value of your client funds and client assets held with Trading 212 is protected by the FSCS up to a maximum of £85,000. This means that your client assets and funds up to that limit will be returned to you, minus the administrators’ costs in handling these.
T212 offer multiple account types.
The share trading “invest”, share trading stocks and shares ISA “ISA”, and third one “CFD”.
The “invest” and “ISA” accounts are FSCS protected, just like any other ISA or savings account, falling under investment accounts protection.
The “CFD” one is out of scope for FSCS protection.
Funds are covered regardless of Invest/ISA/CFD account. The combined amount is £85k (rather than £255k)
In all cases it’s essentially Barclays that holds the funds
I moved the best part of cash to Trading 212 last week and my gf did the same yesterday.
Every morning you get a notification with how much you’ve just received. And I’m saying to myself “Good, my coffee is covered today” 
As mentioned previously I have joined. One thing I just realised…does depositing cash in the ISA account to use for the debit card spending use up the subscription limit. Or rather do you top up the card separately to the ISA?
You’d likely have to top-up the GIA account for the debit card. I don’t think the ISA is flexible so you wouldn’t want it to work on that in most cases.
Agreed, topping up the standard account and not ISA for the card would make the most sense
Thanks, just updated the app and now I see it.
Combined with the 5% flexible interest, this card makes a lot of sense. Definitely ordering one.
On the debit card, the bit comparing charges on overseas use is interesting. Going by that Monzo charge 0.75% Vs 0.15% for the T212 card.
got a promo email about this card, it’s an interesting development but also a bit odd - who is keeping uninvested cash in the account? 
Anyone heard anything further about the card?
Almost into our final week of March and no sign of it.
No, still saying I’m on the waitlist. I suspect they were a bit optimistic about getting them out in March.
I checked several days ago. Tucked away in the far reaches of their ‘forum’ (and which I can’t now find again to link to), there was a brief comment that invitation emails will start to go out by the end of March.
My reading of that is that the majority of invitations will not go out until after the end of March.
So, it could be a while yet
Yes, but aren’t we already ‘invited’ if we’re already on the waitlist? Is the waitlist just us waiting for an invite to apply? Thought I’d already done that??
So a waitlist for a waitlist 
And here’s me thinking that it would pop through the letterbox this week.
is that confirmed or are they doing something similar to eToro where you have a money account that has the card and then this account can be used to fund your investment accounts wether that be GIA or ISA
In what way?