I meant pots within the ISA itself but thanks for the update on the T212 ISA account.
No pots within the ISA as such but you can transfer back and forth between the shares ISA and the cash one without using up your ISA allowance which I don’t think you can do anywhere else.
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Is this definitely the case? Because I was wondering this same thing earlier myself…
If money gets withdrawn and deposited into a different ISA then it counts against your allowance now. But in this situation where the same provider holds both accounts, if they allowed you to move it directly from one to other then surely that’s just a transfer? Rather than a separate withdrawal and deposit…
However I cannot see anywhere in either account where it offers the option to do this?
It says in the T&Cs that it’s possible. When I go to ‘manage funds’ I can see an option for ‘move funds’ between different accounts, although I haven’t actually tried it yet…
I’ve tried it and it doesn’t affect the ISA limit as reported by them.
Hargreaves Lansdowne does this on their multi provider cash ISA and you can do this between different cash ISAs in various banks and building societies. First time I’ve seen it between a cash and shares ISA though
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All the S&S ISAs that I’ve had have had an uninvested cash account alongside them, where you add cash to be invested and get dividends paid into. Not all pay interest on the uninvested cash, though, and only some are flexible (e.g. Vanguard).
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Trading212 are so impressive, they move like an actual fintech and don’t leave their services half-baked. It’d take a certain other neobroker that I won’t name months if not years to implement account transfers as quick after launching the actual account.
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Interesting. Why are you unimpressed?
Why not just transfer the ISA?
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The T212 debit card now supports Apple Pay
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So I’ve been using the card for the cashback recently and I tried to make a payment at the post office in person paying for postage and it was denied. The notification said ‘due to being a restricted retailer’ I tried it again just to be sure and it happened again.
Now I know the post office isn’t the most popular brand right now but to block it is very extreme. It even showed me the 
emoji.
Whilst I know you can block online and gambling transactions by choice it would seem this is a Trading 212 decision as I’ve not requested any form of block on my card.
So much for spend anywhere you see the Mastercard logo!
After doing some digging turns out postal transactions are restricted.
Postal Services
Code: 9402
T212 are certainly upping their game. The SIPP is due to launch shortly and will be fee free (other than fx fees).
Some Post Office are sketchy.
They will circumvent card fees by treating it as a cash withdrawal at the counter instead, not paying for the actual goods or services, hence it was likely declined as Trading212 won’t be set up to withdraw from the Post Office.
The message you got could just be worded incorrectly, or not assigned the correct message to explain withdrawals aren’t possible at the PO.
Edit: they get paid for cash withdrawals opposed to fees when transacting.
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Interesting. I’ve stopped using the card now. Only willing to get burnt once.
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Trading 212 are reducing their ISA rate from 5.2 to 5% , from the 9th of September
Guess it was inevitable but it’s great to see the cut is less than the Bank of England base rate reduction
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Trading 212 have extended their 1.5% cashback promotion until 1 November.
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Seems the GBP interest rate has increased to 5.05%
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Increased again to 5.1% since this morning 
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